MagMutual Cookie Policy

Effective Date: 2/14/2025 

At MagMutual Insurance Company Name (hereinafter referred to as "we," "our," or "us"), we respect your privacy and are committed to ensuring transparency regarding the information we collect through our website. This Cookie Policy explains how we use cookies and similar tracking technologies on our website and your choices regarding their use. 

1. What are Cookies? 
2. Cookies are small text files placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to improve the functionality of websites, enhance user experiences, and provide insights into how a website is being used. 
3. Types of Cookies We Use

We use the following types of cookies on our website: 

• Strictly Necessary Cookies: These cookies are essential for the website to function correctly. Without these cookies, services like login, security, and privacy preferences cannot be provided. 
• Performance Cookies: These cookies collect information about how visitors use our website, such as which pages are visited most often and if users encounter error messages. This helps us improve the performance of our website. 
• Functionality Cookies: These cookies allow our website to remember the choices you make (such as your username or language preference) and provide enhanced features tailored to you. 
• Targeting or Advertising Cookies: We may partner with third-party advertisers who use cookies to deliver ads that are relevant to your interests. These cookies remember that you have visited our website and may share this information with other organizations. 
• Tracking and Analytics Technologies: We use additional tracking technologies, including: 
• Web Beacons and Pixels: These are small graphics with unique identifiers that function similarly to cookies. They allow us to monitor user behavior, track who is visiting our website, and evaluate the effectiveness of our marketing campaigns. 
• Log Files: We collect log file information automatically from your browser when you visit our website. This includes your Internet Protocol (IP) address, browser type, referring/exiting pages, and the date/time/length of your visit, and the state from which you are accessing the website. 
• Device Fingerprinting: We may collect information about your device (such as operating system, device type, and browser) to identify and track the device over time. 

1. Why We Use Cookies and Tracking Technologies

We use cookies and other tracking technologies for various purposes, including but not limited to: 

• Website Functionality: Ensuring that our website functions securely and properly. 
• User Authentication: Tracking who is using our website, including policyholders accessing their accounts. 
• User Experience: Providing a personalized and seamless experience based on your previous interactions with our website. 
• Analytics: Understanding how our website is used, which helps us identify areas for improvement. 
• Marketing and Advertising: Delivering targeted ads to you based on your usage patterns and activities on our website and other platforms. 
• Security: Monitoring for any suspicious activity to safeguard our website and your data. 

1. Third-Party Cookies and Tracking

In some cases, we work with third parties that use cookies and tracking technologies to provide services through our website. These third parties may track your online activity across websites and collect information on our behalf or for their purposes. Examples of third-party services include: 

• Analytics services (e.g., Google Analytics) 
• Advertising platforms 
• Social media networks 

We encourage you to review the privacy policies of these third parties to understand how they use cookies and tracking technologies.  

1. Tracking User Activity on Our Website

We track and collect data on user activities on our website, which may include: 

• Pages you visit 
• Time spent on each page 
• Actions taken on our website (e.g., filling out forms, clicking on links) 
• Your login history and account activity 
• Geolocation information (based on IP address) 

This data helps us better understand how our policyholders and visitors use the website and allows us to improve the website’s functionality, security, and overall user experience. For policyholders, this tracking enables us to monitor and protect account access and ensure compliance with our terms of service. 

1. Your Choices Regarding Cookies and Tracking

Most browsers allow you to control and manage cookies through their settings (consult your web browser’s help guidance for instructions). You can choose to block or delete cookies or be notified when a cookie is set. Please note that disabling cookies may affect the functionality of our website, including the ability to access policyholder accounts. Please consult your web browser’s help guidance for instructions on managing cookies and tracking preferences in your browser. 

Additionally, some advertising networks allow you to opt out of targeted advertising through the following websites: 

• Network Advertising Initiative 
• Digital Advertising Alliance 

1. Consumer Recourse: Your Rights

As a consumer, you have specific rights regarding your personal information and our use of cookies and tracking technologies. Depending on your location and applicable laws, you may have the following rights: 

• Access: You have the right to request access to the personal data we collect and store about you, including any information related to cookies and tracking technologies. 
• Correction: If the information we hold about you is inaccurate or incomplete, you have the right to request correction of such data. 
• Deletion: You may request that we delete the personal data we have collected about you, including any data associated with cookies and tracking technologies. Please note that certain legal and operational requirements may prevent us from fully deleting your information. 
• Opt-Out of Tracking and Targeted Advertising: You have the right to opt out of certain forms of tracking, including targeted advertising. We provide tools and instructions for opting out of cookies and tracking technologies (see Section 6). You can also adjust your browser settings to block cookies or use "Do Not Track" features, although our website may not respond to all DNT signals. 
• Complaints: If you believe we have not adhered to this Cookie Policy or if you are dissatisfied with how we handle your personal data, you have the right to lodge a complaint with your local data protection authority. 

To exercise any of these rights, please contact us using the details provided below. We will respond to your request in accordance with applicable laws and regulations. 

1. Do Not Track (DNT) Signals

Some browsers offer a "Do Not Track" (DNT) feature within the browser’s privacy and security settings, which sends a signal to websites requesting that they not track your online activities. Our website does not currently respond to DNT signals. 

1. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable laws. The "Effective Date" at the top of this page indicates when the policy was last revised. We encourage you to review this policy regularly to stay informed about our use of cookies and tracking technologies. 

1. Contact Us

If you have any questions, concerns, or requests regarding this Cookie Policy, including exercising your rights under applicable law, please contact us at: 

MagMutual Insurance Company

3535 Piedmont Rd. NE

Bldg. 14-1000

Atlanta, GA 30305

800-282-4882